Business Insurance / Commercial Insurance

Keeping your business protected…that’s our business.

Whether you’re doing business from behind a desk, behind a cash register, behind the wheel or at home, Stroud Insurance has the coverage that protects your property, assets and employees.  Businesses located in Ruidoso and Lincoln County as well as many cities throughout New Mexico trusts Stroud Insurance for solid commercial insurance solutions.

Whatever the risk…we’ve got you covered.

Every business faces specific risks.  From employee injuries to product liability, there’s no possible way to foresee or prepare for every contingency.  In addition, different businesses face different risks based on their individual operations.  A limo company and a retail shop have totally different concerns and no single policy can cover them both.  That’s why Stroud Insurance has become such a trusted partner in protection for so many businesses.  As an independent agency, we have access to a network of insurance companies that bring variety of expertise and coverage in order to meet the needs of a very diverse group of commercial interests.  Through our broad network, we’re able to insure those hard-to-place commercial risks that so many insurance carriers choose to avoid.  Whatever the risk, at Stroud Insurance, we’ve got you covered.

We’ll help you save money and frustration.

If your risks are different than other businesses, shouldn’t your policy be different, too?  At Stroud Insurance, we believe so and we provide coverage that fits your needs.  We help you avoid paying for coverage that simply doesn’t apply to your business…and we’ll make sure those hard-to-insure risks aren’t overlooked.  You should have exactly what you need without paying for the unnecessary ‘extras’ and we make it happen.

The power of independence…we put it to work for you.

Year to year the cost of doing business increases which occasionally results in increased costs of products and services.  This basic principle holds true for business insurance.  For businesses that partner with an agent who only offers insurance from one company, this presents a major problem.  If their commercial insurance rates increase their only option is to start over with a different agent.

As an independent insurance agent, Stroud Insurance can shop among our network of insurance providers should your rates increase.  We’ll look for cost-saving options among other companies, ensuring that you get the best possible rates without sacrificing coverage.  That means you get to keep the agent you know and trust.

Commercial Insurance options include:

  • General Liability
  • Professional Liability
  • Commercial Property
  • Worker’s Compensation
  • Surety Bonds
  • Errors & Omissions
  • Employee Benefit Liability
  • Builder’s Risk Insurance
  • Garage liability
  • Mechanic and body shop
  • Cabs and Limousines
  • Umbrella
  • Commercial Autos & Fleet
  • At-Home Business

For coverage you can count on, contact an insurance agent today.

Be proud. Insure with stroud.